Finance Expertise Built for Medicine.

Australia’s medical professionals are among the most financially stable and high-earning in the country, yet they’re still handed the same generic loan products as everyone else. It’s Medical Finance was created to change that. Built by doctors and finance specialists who’ve lived on both sides of the equation, we offer tailored financial solutions designed specifically for the way medical professionals earn, grow, and plan.

From home loans and practice finance to equipment lending and personal loans, we’re here for the full journey, not just the transaction. With real clinical credibility, we’re the financial partner Australia’s healthcare professionals have been waiting for.

Why Us

The major banks have teams dedicated to healthcare, but they're still bound by the same rigid processes, the same generic products, and the same slow timelines. We're not a bank. We're a specialist broker founded by medical professionals, built to move at the pace your career demands.

Long-Term Partner

We're not here for one loan. We're here for the long term from your first home purchase through to practice ownership, equipment upgrades, and wealth planning. One relationship for every stage of your career.

Referral Partner

Work with medical professionals? So do we. Our referral partner program is built for accountants, practice managers, and healthcare recruiters who want to add real value to their network.

Our Team

We specialise exclusively in medical professionals. Our team understands the unique income structures, career pathways, and lending opportunities available to doctors and healthcare specialists. That depth of knowledge means better outcomes for you.

Registered health practitioners in Australia
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Projected healthcare industry growth over the next decade
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From consultation to approval
12 hrs
Founders — spanning medicine, finance, and business
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As Seen On

Mission

Our mission is to deliver smarter finance outcomes for medical professionals across Australia.

With access to over 40 banks and lenders, we do the work of comparing products, negotiating rates, and structuring lending while you focus on your patients and your career.
We understand that medical incomes don’t fit standard lending criteria. Overtime, on-call allowances, private billing, locum work, registrar salaries with future specialist potential. We know how to present these to lenders in a way that maximises your borrowing capacity and unlocks opportunities other brokers miss.
With Joseph at the helm, you can expect excellence, integrity, and forward-thinking solutions in all our services.

Meet our Founders

This isn’t just another brokerage. We’re a team made up of two practicing doctors, an award winning broker, an optometrist, and a former Director of MedFin. We may come from different backgrounds, but our goal was singular: to give Australia’s medical professionals the financial partner they deserve. 

We’ve sat in the same lecture theatres. We’ve worked the same long shifts. We understand your career, income, and goals better than any bank ever could.

Doctors. Nurses. Specialists. Physiotherapists. Chiropractors. Midwives. Dentists. We’re here for you. 

Founders:

Joseph Daoud – Mortgage broker, economist

Shane Anthony – Medical doctor

Shaun Anthony – Medical doctor 

Allison Daoud – Optometrist

What We Stand For

Specialism

We don't try to be everything to everyone. We focus exclusively on medical professionals — and that focus means better outcomes.

Clarity

Finance shouldn't require a medical degree to understand. We make the process clear, direct, and free of jargon.

Advocacy

We negotiate on your behalf and structure lending around your career — not around a bank's standard checklist.

The Finance Show with Joe

Why should finance be boring? Joseph and Michael cut through the jargon by talking property, money, and entrepreneurship with real stories, laughs, and special guests.

Calculators

Want to calculate your stamp duty? Not sure about your repayments? Our easy-to-use calculators provide instant answers.

Latest Blogs

Stay ahead of the curve with insights on property, finance, and wealth by breaking down everything you need to know from market trends to borrower strategies.

Finance built for medical careers, at every stage.

Ready to work with a financial partner who understands your profession?
Book a free consultation today — and hear back within 48 hours.

FAQ’S

How is It's Medical different from a general mortgage broker?

We specialise exclusively in medical professionals. This means we understand income structures like overtime, on-call, private billing, and locum income — and we know which lenders offer medical-specific policies like LMI waivers and higher borrowing limits.

We work with doctors (GPs, specialists, surgeons, registrars, interns), dentists, veterinarians, pharmacists, optometrists, physiotherapists, and other recognised healthcare professionals. Eligibility for medical-specific lending policies varies by lender.

In most cases, our service is free to you. We are paid a commission by the lender upon settlement. We’ll always be upfront about any circumstances where a fee may apply.

Yes. Several lenders recognise future specialist earning potential when assessing borrowing capacity. We’ll match you with lenders who look beyond your current salary.

Yes. While we are Sydney-based, we help medical professionals across Australia. Most of our process can be managed remotely via phone, video, and secure document sharing.